ÐÏࡱá>þÿ @Bþÿÿÿ?ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿì¥Á€ ø¿ÿbjbjcTcT < >>®Pÿÿÿÿÿÿ·„„ÇÇ;;;ÿÿÿÿOOOO$sOø&t�LÛÛÛÛBBBw&y&y&y&y&y&y&$l(¢+b�&;& "B&&�&ÇÇÛÛE²&&&&&ÇRÛ;Ûw&&&w&&&rC$T"û$Ûÿÿÿÿ@䎟ÊOB—$c&È&0ø&¥$Vp+^Žp+û$û$4p+;/%4B"d&|�–BBB�&�&ì:BBBø&&&&&ÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿÿp+BBBBBBBBB„ �:  HYPERLINK "https://www.myretirementmanager.com"  INCLUDEPICTURE "http://www.hr.duke.edu/benefits/images/retirement_mgr2.gif" \* MERGEFORMATINET  Due to recent changes to the IRS code, new procedures have been put in place for taking loans and hardship distributions from your 403(b) account What has changed? Retirement Manager, a website to help you manage your 403(b) account has been launched to help keep your retirement plan in compliance with new changes to the IRS code. Specifically, these changes to the Internal Revenue code impact what needs to be done in order to take a loan or hardship distribution from your 403(b) account or transfer your account to a different provider. When does this change take effect? This change is effective immediately. An eligibility certificate is required before your vendor will be able to process a distribution request. If you need a loan or hardship distribution or would like to transfer your account to a new provider, visit the Retirement Manager website to obtain an eligibility certificate prior to completing your 403(b) vendor’s distribution paperwork. Does this change impact my 457(b) plan too? No. Should you need a loan from your 457(b) deferred compensation plan or request a distribution for an unforeseen emergency, you will not need to visit Retirement Manager to make the request. Your 457(b) plan transactions will continue to be handled by the state of Florida and each vendor. What do I do if a need to make a distribution request? Visit Retirement Manager and follow the prompts on the screen  HYPERLINK "https://www.myretirementmanager.com/?fau" https://www.myretirementmanager.com/?fau Print the certificate of eligibility for your requested distribution Forward signed paperwork to your 403(b) vendor for processing Sleep well knowing that your distribution is compliant with IRS regulations! How can I find out more? Please see the attached guides or view the attached 5 minute presentation to view a demonstration of the site and learn how to get started using Retirement Manager.  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